@cnumber
People use Maker generally because want to hold on to their collateral asset (and be able to get it back at any time) while minting a stablecoin that they can use in the mean time. They must overcollateralize (on the order of 150% of the value of the stablecoin they mint/borrow) for this to work
Instead in this system, they get ALL of the same benefits, except 100% collateralization (your collateral goes much further). The system is also orders of magnitude more simple.